I wanted this wallet to have a place to keep my badge without having to have it displayed all the time. I was hoping there was more room to store my credit cards and various other cards. As a tri-fold with the badge, it becomes VERY thick and I'm not really sure I'm going to be pleased with it. The card /photo holder is one of the cheapest I've ever seen. But, but at 16 bucks, I guess you get what you pay for.