If you have ever heard the expression You get what you pay for then this is the wallet for you. $14.00 and some change. The window where your licence goes is too hard to hard to get it in and out of. The 4 window picture holder seems to be too small for pictures. The flap you tuck behind the packet to hold the pictures in place could have been thicker or more rigid. But for $14.00 it's not a bad buy.